Down Payment Assistance Program
Make Homeownership Easier with Down Payment Assistance
Buying a home is an exciting milestone, but for many, saving for the down payment can be the biggest challenge. Down payment assistance programs are designed to make this easier by helping cover part—or even all—of your down payment, so owning a home becomes more achievable.
At Windward Mortgage, we help homebuyers discover programs that fit their budget and needs. Whether you’re purchasing your first home or need some financial support, we guide you through the entire process with expertise and care.
Many down payment assistance programs work alongside common loan options such as FHA, USDA, and conventional loans, allowing you to receive help while still qualifying for a favorable mortgage.
Eligibility for Down Payment Assistance
You may qualify for assistance if you meet certain criteria, including:
- Being a first-time homebuyer or not owning a home in the past few years
- Having income within program limits
- Purchasing a home in an eligible area
- Maintaining a good credit score (typically 620 or higher)
- Completing a homebuyer education course
Even if you’re unsure about your eligibility, our team can review your situation and help identify the right options for you.
Types of Down Payment Assistance Programs
There are various programs available for homebuyers:
- Grants that provide funds you don’t have to repay
- Forgivable loans that are canceled if you stay in your home for a set period
Our mortgage experts can also guide you to other helpful programs, such as first-time homebuyer assistance, real estate aid programs, and mortgage down payment support tailored to your needs.
How to Apply for Assistance
Applying for down payment assistance is straightforward with the right guidance. Here’s how we help:
- Schedule a Free Consultation – We review your financial situation and identify programs that fit.
- Get Pre-Approved for a Mortgage – We help you secure pre-approval using the loan option that works best for you.
- Take a Homebuyer Class – Most programs require a short course to prepare you for homeownership.
- Submit Your Documents – We assist you in collecting and submitting all required paperwork.
- Close on Your Home – Once approved, you can move forward with your home purchase, often with down payment and closing cost assistance.
We guide you through every step, making the process simple and stress-free.
Why Choose Windward Mortgage?
Choosing the right lender makes all the difference. Here’s why so many homebuyers trust Windward Mortgage:
- Clear explanations and guidance in plain language
- Access to the best down payment assistance programs available
- Quick responses and regular updates
- Simplified home financing and reduced stress
- Support for all types of buyers, including those with low credit or first-time buyers
- Confidence and guidance throughout the homebuying journey
✅ Ready to Buy Your Home?
If you need help with a down payment, Windward Mortgage is here to assist. We’ll help you find the right program, walk you through the process, and bring you closer to homeownership.
📞 Call us today or visit our website to get started:
👉 Phone: 404-436-6977
