Use Of Terms
TERMS OF USE
Last Updated: November 25, 2025
Welcome to https://www.windwardmortgage.com/ (the “Site”), owned and operated by Windward Mortgage Inc. (“Company,” “we,” “us,” or “our”). By accessing or using our Site, you agree to be bound by these Terms of Use (“Terms”) and our Privacy Policy. If you do not agree to these Terms, please do not use our Site.
- Use of the Site
Eligibility
You must be at least 18 years old and a resident of the United States to use this Site or apply for our services. By using this Site, you represent and warrant that you meet these eligibility requirements.
Permitted Use
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. You may not use the Site to:
Submit false or misleading information.
Engage in any fraudulent activity.
Transmit viruses or other harmful code.
Attempt to gain unauthorized access to our systems. - Mortgage Services and Disclaimers
No Loan Commitment
the information provided on this Site is for educational and informational purposes only. Submission of an inquiry, a “Get a Quote” form, or a “Schedule a Call” request does not constitute a loan application, a loan approval, or a commitment to lend.
Calculators and Tools
Any financial calculators or tools provided on the Site are for illustrative purposes only. They provide estimates based on the information you input and do not guarantee actual loan terms, interest rates, or payments. Actual terms are subject to underwriting approval, credit verification, and other factors.
Broker/Lender Status
Windward Mortgage Inc. acts as a mortgage service provider. We may share your information with third-party lenders or affiliates to process your request, as outlined in our Privacy Policy.
- Intellectual Property
All content on this Site, including text, graphics, logos, images, software, and the compilation thereof, is the property of Windward Mortgage Inc. or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written consent.
- Electronic Communications
By completing an online form (such as “Contact Us” or “Get a Quote”) on our Site, you consent to receive electronic communications and phone calls from us at the email address and telephone number provided. You express written consent that we may contact you regarding your inquiry even if your number is listed on a federal or state “Do Not Call” registry.
- Third-Party Links
Our Site may contain links to third-party websites (e.g., real estate listings, government sites) that are not owned or controlled by Windward Mortgage Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You access such websites at your own risk.
- Limitation of Liability
To the fullest extent permitted by law, Windward Mortgage Inc. shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:
Your use or inability to use the Site.
Any errors or omissions in the content.
Any unauthorized access to or alteration of your transmissions or data.
- Indemnification
You agree to indemnify, defend, and hold harmless Windward Mortgage Inc., its officers, directors, employees, and agents from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms or any activity related to your account or use of the Site.
- Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located in Georgia for the resolution of any disputes.
- Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
10. SMS/Texting & Phone Communication Terms
By providing your phone number and clicking “Submit” on any form on this Site, you provide your prior express written consent to receive communications from Windward Mortgage Inc.
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Scope of Consent: You authorize us to contact you at the number provided (including via SMS, MMS, and voice calls) regarding your inquiry, loan status updates, and occasional marketing offers. This consent applies even if your number is currently listed on any internal, corporate, state, or federal Do Not Call (DNC) registry.
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Technology Disclosure: Communications may be sent using automated technology, including auto-dialers and prerecorded or artificial voice messages. Your consent is not a condition of purchasing any property, goods, or services.
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Opt-Out Instructions: You can cancel the SMS service at any time. Just text “STOP” to the number from which you received the message. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time.
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Help: If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@windwardmortgage.com.
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Frequency & Rates: Message frequency varies based on your activity and loan status. As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
11. Contact Information
If you have any questions regarding these Terms of Use, please contact us:
Windward Mortgage Inc.
1121 Steeple Run
Lawrenceville, GA 30043
NMLS #: 2650009
Phone: (404) 436-6977
Fax: (770) 404-8768
Email: info@windwardmortgage.com
Website: www.windwardmortgage.com
